Millions of UK households are due to receive another round of cost of living support from the Department for Work and Pensions (DWP). The £450 DWP Cost of Living payment will land in eligible bank accounts this June; know here Who Qualifies and When will you receive it?
£450 DWP Cost of Living Payment in June 2025
The UK government has confirmed that a £450 Cost of Living Payment will be issued in June 2025 to help families manage rising energy bills, food costs, and everyday essentials. This payment is part of the government’s continued financial support package aimed at helping low-income households.
Unlike previous lump-sum reliefs, this year’s £450 payment will be targeted more precisely, based on benefit status and income. The DWP will distribute the funds automatically—no application is necessary.
Who Is Eligible for the £450 Payment?
The eligibility for the June 2025 Cost of Living Payment is based on receiving certain benefits within a specific qualifying period.
You qualify if you received any of the following between April 15 and May 15, 2025:
- Universal Credit
- Income-Based Jobseeker’s Allowance (JSA)
- Income-Related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Working Tax Credit or Child Tax Credit
Note: Those receiving New Style ESA or JSA that are contribution-based are not eligible unless they also claim one of the above qualifying benefits.
Additionally:
- You must reside in the UK during the qualifying period.
- Joint claimants will receive one £450 payment per household.
When Will the £450 Be Paid?
The DWP has confirmed that the payment window begins on June 24, 2025, and runs through July 1, 2025. Payments will be made in stages based on benefit type:
| Benefit Type | Payment Window |
|---|---|
| Universal Credit | June 24–26, 2025 |
| Pension Credit / Income Support | June 27–29, 2025 |
| Tax Credits | June 30 – July 1, 2025 |
The payment will appear as “DWP COL” or “HMRC COL” on your bank statement.
Do You Need to Apply?
No application is needed. The DWP and HMRC will automatically identify eligible recipients using their benefit records. However, to ensure smooth payment:
- Your bank details must be up to date.
- Your benefit claim must not be under review or suspension.
- If you’ve recently moved or updated your details, inform the relevant agency.
If you believe you’re eligible but do not receive the payment by July 10, you can use the DWP Cost of Living Payment Enquiry Tool on gov.uk.
Will This Affect Other Benefits?
The £450 Cost of Living Payment:
- Does not count as taxable income.
- Will not reduce any existing benefits or tax credit awards.
- Will not impact council tax reduction or housing support calculations.
It is a completely separate and additional one-time payment, not to be confused with monthly benefit increases or winter fuel schemes.
Additional Support Coming This Year
In addition to the £450 payment, the government has lined up other reliefs in 2025:
- Winter Fuel Payment boost for pensioners later this year.
- Energy Bill Support Scheme (if reintroduced) for late 2025.
- Local councils offering Household Support Fund grants through December.
If you don’t qualify for the £450, you may still receive aid through one of these alternate programs.
The £450 DWP Cost of Living Payment is a much-needed boost for UK households battling persistent inflation. With payments arriving automatically, eligible claimants can focus on managing their budgets and daily needs.
Thank you for reading—check your benefit status and bank records to ensure you receive this timely financial support.